Advocating for and pursuing affordable housing opportunities for the maximum number of low-income individuals and families in Arlington.

Rehabilitation :: Owner Occupied

Based on available funding, the Housing Rehabilitation Program helps low-income homeowners to repair and or remodel their homes, to include removal of architectural barriers by installing ramps or widening doorways. The loan is a zero interest rate loan forgivable after 5 years if the homeowner retains the property as his/her primary residence and does not default on property payments.  For eligible low-income homeowners, the City will fund 100% of the eligible repairs up to $24,500.

Criteria for Eligibility

  • Primary residence that is not being offered for sale
  • Arlington resident with homeownership for at least 3 months
  • Household income within the low category for the HUD income limits. See HUD Income Limits
  • Current on property taxes, insurance, and mortgage

Eligible Repairs/Improvements

  • Install ramps, grab bars, and wheel chair accessible shower
  • Widen doorways
  • Electrical repairs
  • Heating and plumbing repairs
  • Structural repairs, especially roofs, porches, windows, and doors
  • Repairs needed to meet City Code
  • Replacement of essential built-in appliances
  • Vinyl siding in lieu of exterior paint
  • Foundation repairs

Ineligible Repairs

  • Luxury items
  • Wall paper
  • Flooring such as tile, hard wood floors, etc.
  • Hot tubs, whirlpool baths, steam showers
  • Patios or decks
  • Room additions
  • Installation of fireplaces
  • Window treatments (curtains, blinds, etc.)
  • Additions that alter or increase the square footage of the residence
  • Repairs otherwise covered by homeowner’s insurance

Application Process

Complete and return the application which can be obtained via the  the website or by contacting staff to request an application by mail. Assemble the following information:

  • verification of all household income for persons over age 18
  • proof that mortgage payments are current
  • copy of the latest homeowner’s insurance statement

Upon qualification for the program, you will be notified and your name will be added to the waiting list. The current waiting list has a wait time of at least 12-18 months.

For More Information, Contact